New Measures Reinforcing AML/CFT Supervision
On 20 March 2026, Monaco published three regulatory texts in the Journal de Monaco, reinforcing its anti-money laundering and counter-terrorist financing (AML/CFT) framework.
These measures form part of the Principality’s ongoing reform programme and follow international recommendations aimed at strengthening supervision, reporting obligations, and beneficial ownership transparency.
Regulated entities — including banks, private bankers, wealth managers, trust and corporate service providers, lawyers, and real estate professionals — should expect:
- tighter due diligence requirements;
- enhanced suspicious activity reporting obligations; and
- stronger supervisory powers for domestic authorities.
Compliance Implications for Regulated Entities
For businesses and compliance teams, immediate priorities include:
- reviewing client acceptance policies;
- updating risk assessments;
- verifying beneficial ownership registers; and
- ensuring timely filing procedures and adequate staff training.
Non-compliance exposure is likely to increase as Monaco continues aligning its framework with FATF and MONEYVAL standards.
DL Corporate & Regulatory Assistance
DL Corporate & Regulatory assists Monaco-based and cross-border institutions with implementation, policy updates, and coordination with supervisory authorities to ensure practical and proportionate compliance.
